Power tools are vital to getting the job done on construction sites, in workshops, and throughout the trades—but they come with serious risks, particularly to the eyes. Every year, thousands of preventable eye injuries are reported due to flying debris, high-pressure air bursts, or direct contact with sharp tool components.
Whether it’s a nail gun misfire, a metal shaving from an angle grinder, or sawdust from a table saw, even a momentary lapse in eye protection can lead to a life-changing injury.
Some of the most common tool-related eye injuries include:
- Corneal abrasions from dust, splinters, or particles
- Penetrating injuries from nails, screws, or fasteners
- Retinal damage from blunt force trauma
- Chemical exposure from adhesives, solvents, or finishes
- Partial or complete vision loss, either temporary or permanent
These injuries are not only painful—they’re expensive. Eye trauma often requires emergency treatment, follow-up surgeries, and long-term recovery, sometimes resulting in permanent disability. Workers’ Compensation claims for eye injuries may also trigger increased premiums for small businesses—especially if the employer has a weak safety record or history of repeat claims.
This is where PEOs bring real value to agents and their clients. A PEO can help by:
- Providing access to WC policies tailored for high-risk trades and tool-intensive work
- Supporting claims filing and injury documentation that protects the employer and expedites worker care
For contractors and trade businesses that rely on tools to complete their work, maintaining proper eye protection policies is essential. But enforcement often falls through the cracks—especially when companies are operating on tight deadlines or managing large crews of subcontractors.
As an insurance agent, positioning a PEO partnership helps your clients reduce injury frequency, protect their workforce, and stabilize their Workers’ Compensation costs—even in high-mod environments.
We help agents find homes for their clients in high-risk industries. We provide Workers’ Compensation coverage to businesses in need, no matter the risk, and help agents find the best PEO coverage and savings for their insured. To learn how we can help you find coverage for your construction or skilled trades clients, please reach out to receive a quote.
